A Car-less Day

It has been more than three months since I last taken a public transport. Oh yes, I hated to squeeze with other smelly and sweaty men so much that I finally bought myself a cheap car and drive to work. Unfortunately, there was an electricity breakdown yesterday and I couldn't open the auto front gate so my car was 'stucked' inside the house. Oh there was a key to open the gate manually, but I don't know why it didn't help to open the gate even though I've tried for almist 15 minutes. Realizing the time was running out, I took a taxi and went to work yesterday. And it fucking cost me RM15! 

Want me to give you a ride, honey?

Not only that, the taxi driver was having flu I guess. He kept on opening his window and spit while he was driving. And he coughed constantly and I feared that he would have coughed out his lungs or something. What a bad start of the day! But it was Friday! So my happy mood didn't fade away just because I didn't get to drive to work. :p 

Anyway, after working hour, I thought of getting taxi back home. But then it was raining and the traffic congestion in KL city was just horrible horrible horrible! So I went to Pavilion with colleagues and ex-colleagues to have a nice dinner in a Japanese restaurant. Though I hate the fact that I have to spend a lot (nothing is cheap in Pavilion), I still enjoyed my meal and have a good laugh with those colleagues. I guess we were the noisiest table in the restaurant. And we laughed out real loud! We didn't really care! :p

So after that nice dinner, we took our separate way and it was almost 10pm already. I tried to take a taxi. When I managed to stop the first taxi, I opened the door and asked:

"I need to get to Heaven!"

"Where in Heaven actually?"

"Err... Gay Street in Heaven?"

"Oh! Ok, but it will cost RM20!"

"What?! That's too expensive!"

"Yeah! But please understand I can drive you there, but it will be difficult for me to get any customer on my way back here in Hell!"

"Never mind! Thank You! Bye!"

"OK. Bye!"

And he drove off. I don't mind giving extra few ringgit. But RM20 is just too much from KL to my home. Since I have not taken the monorail for a long time. I thought of trying that again. So I went to the nearest monorail station and buy my ticket. 

Clean up before you come anywhere near me!

You see, when I was waiting for the monorail to come, there was this man standing behind me and he fucking coughed WITHOUT covering up his damned mouth!!! Yucks, yucks, yucks!! See! That's why I don't like to  take public transport! 

And that didn't end my misery. When the monorail finally arrived, the whole train was full with people. So full that I needed to squeeze in. Having no choice, I made my way into the train and basically trying not to inhale too much and singing some song in my head to get my attention away from the awful smell and the thought of germs and bacterias were surrounding me. Luckily I didn't have to wait long for the train to reach my destination. What a relieve! However, at the destination, I still need to take a cab to reach my home. Luckily I managed to get a decent cab (proton wira) and got home. Phew!

Come let me take you for a ride?!

I am so not taking public transport anymore. Even though I hate traffic congestion in KL, I don't mind stuck in a traffic jam in my own car where I can enjoy the cooling air-condition and listening to my favourite songs, and singing along. I so love my car now! :p

Money and I

I was very very much delighted to check my bank account today. That first digit of four figures has definitely changed from a lower value to a higher value. Yippie! Yes, I've got increment! After working my ass off for more than two years, I finally got the rewards.

I've got my increment! Now, how should I spend it?!

And I was telling everyone that I've got my motivation to work again. Come on, having a few more hundreds every month from now onward does sound motivating, isn't it?

However, (yes there's a however, 'cause life doesn't seem to be so lovely and happy all the time!) having extra money for this month doesn't seem to be so motivating anymore when I found out that I actually need to pay my credit cards' debts. Yes, I admit it! I sometime over-spent! OK fine, I always over-spend! You've got me, and I admit my sinful soul!

Fuck, I am not a shopaholic but I am not a money-saver either. I really know how to throw money away. I don't care about how expensive the food can be, I don't give a damn if the books are not cheap. I always say yes when friends or colleagues ask me to go KTV on Friday night which is the most expensive session... the list never end. Oh to make things sound even better, I am always so 'generous' to belanja my family to go have great expensive dinner.

How about we go Chilli tonight? I pay!

That's why the value in my credit card statement always increase without fail. And I started to feel the 'tension' when I see that the value in my credit card for this month is almost the same as my one month salary! Being fucked up, I almost have my credit card cut into two pieces so that I won't use it again. That shall refrain me from over-spending! Unfortunately, I didn't over-reacting until the extend that I cut the credit card into two.

Thanks to the fact that I've got my increment today. A resolution has been made. I shall pay my credit card in full this month. Next month onwards I shall refrain from using my credit card for unnecessary entertainment. No more KTV session for the coming months until I got my bonus next year. And no more expensive food! I should limit my money spending for each day. Say about RM 20 per day?

And having my increment, I have decided to do saving to buy car. Yes, I have promised myself to get a car early next year. Current target should be MyVi. Yeah, I know the car is everywhere now. But with the budget and allowance I have, MyVi is still my best choice. I like the design, not so big, not too small. Just nice.

Target car!

So, brothers, watch me out! If I ever told you that I have credit card debts that I didn't settled on time, Boo me! Don't give me face! I make a vow to myself that I will pay in full every months for my credit cards from now onwards! Also, if I still haven't got my MyVi after June 2008, Boo me again for not saving money to buy a car. Unless, of course, if there's any unforeseen circumstances that I need to give up buying my car for that emergency case.

And I should start to do financial planning! Gosh, I am so ignorant at this. Should I take a personal financial course? Damned, that will cost me another few hundreds? thousands?

Personal finance? What's that?!

Damned, money is always not enough!